Chase 5 Cash Back Calendar

Are you a Chase cardholder looking to maximize your rewards? If so, you'll want to pay attention to the Chase 5 cash back calendar. This calendar outlines the categories that will earn you 5% cash back each quarter, allowing you to earn more rewards on your everyday purchases.

What is the Chase 5 Cash Back Calendar?

The Chase 5 cash back calendar is a schedule of categories that will earn you 5% cash back on your Chase credit card each quarter. These categories rotate every three months, so it's important to keep track of them in order to maximize your rewards.

How Does the Chase 5 Cash Back Calendar Work?

Each quarter, Chase will announce the categories that will earn you 5% cash back. To earn the bonus cash back, you must activate the offer in your Chase account. Once activated, any purchases you make in the designated categories will earn you 5% cash back, up to $1,500 in combined purchases for the quarter.

How to Maximize Your Rewards with the Chase 5 Cash Back Calendar

If you want to maximize your rewards with the Chase 5 cash back calendar, there are a few tips to keep in mind. First, make sure you activate the offer each quarter. If you don't activate the offer, you won't earn the bonus cash back.

Second, plan your purchases around the rotating categories. For example, if the category is grocery stores, consider stocking up on non-perishable items or buying gift cards to use at a later date. This will allow you to earn 5% cash back on purchases you would have made anyway.

Third, consider using your Chase card for purchases in the bonus categories even if you have other cards with higher rewards rates. The 5% cash back can be a significant boost to your rewards, especially if you're able to maximize the $1,500 quarterly limit.

Common Questions About the Chase 5 Cash Back Calendar

What Happens if I Don't Activate the Offer?

If you don't activate the offer, you won't earn the bonus cash back. It's important to activate the offer each quarter to ensure you're earning the maximum rewards possible.

What Happens if I Go Over the $1,500 Quarterly Limit?

If you go over the $1,500 quarterly limit, you'll still earn cash back on your purchases, but only at the regular rate. For example, if you spend $2,000 in a bonus category, you'll earn 5% cash back on the first $1,500 and 1% cash back on the remaining $500.

What Happens if I Make a Purchase in a Category That's Not on the Calendar?

If you make a purchase in a category that's not on the calendar, you'll earn cash back at the regular rate for your card. For example, if you have a Chase Freedom card and make a purchase at a gas station during a quarter when gas stations aren't a bonus category, you'll earn 1% cash back on that purchase.

Conclusion

The Chase 5 cash back calendar is a valuable tool for maximizing your rewards on everyday purchases. By activating the offer each quarter and planning your purchases around the rotating categories, you can earn more cash back and get closer to your financial goals.